Happy America Saves Week, an entire week dedicated to saving. Businesses can get in on the action by promoting good savings behavior and consumers can "Set a Goal. Make a Plan. Save Automatically." America Saves Week was founded in 2007 by two organizations, America Saves and the American Savings Education Council.

This year, more than 1,300 government agencies, non-profit organizations, financial institutions and other businesses are participating in America Saves Week including the General Services Administration (GSA), ING, Wells Fargo, the American Bankers Association and Berkshire Associates.

America Saves Week operates on six-themed days:

  • Monday February 25: Save for Emergencies
  • Tuesday February 26: Pay Off High-Interest Debt
  • Wednesday February 27: Save Automatically
  • Thursday February 28: Save for Retirement
  • Friday March 1: Save for a Large Purchase
  • Saturday March 2: Pledge to Save by taking the America Saves Pledge
The first step of the America Saves Week 2013 theme is to set a goal. This needs to be a specific goal like saving for your child's college expenses, saving for your retirement or saving for a new car. After you set your goal, you need to make a plan that will allow you to reach this goal. The final step of the process is to save automatically.

Employees can sign up for automatic payroll deductions and any consumer can sign up to automatically transfer money from a checking account to a savings or investment account. When you set up an automatic savings system you won't ever forget to make that savings account contribution and you'll soon begin to see the magic of compound interest.

This morning, the results from the 6th Annual Survey on Savings Behavior was released and only about half of Americans surveyed have good savings habits. Key findings from the report include:

  • 54 percent of those surveyed said they "have a savings plan with specific goals"
  • 43 percent have a spending plan that allows them to save enough money to achieve the savings plan goals
  • 50 percent of non-retired survey respondents save for retirement through work-sponsored plans
  • 41 percent of those surveyed save for retirement outside of work by using a regular automatic transfer
  • 49 percent know their net worth
  • 65 percent of those surveyed "have sufficient emergency savings to pay for unexpected visits like car repairs or a doctor visit"
Are you one of the nearly 50 percent of Americans that don't already have good savings habits? If so, there's no better week than this week to create new, more positive savings habits. For more ideas on getting started, visit the America Saves Week website.

The opinions expressed by MNN Bloggers and those providing comments are theirs alone, and do not reflect the opinions of MNN.com. While we have reviewed their content to make sure it complies with our Terms and Conditions, MNN is not responsible for the accuracy of any of their information.