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20 unique ways to save money

dental student performing procedure

Photo: ZUMA Press

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Use professionals in training

Whether you need a haircut, a massage or a cavity filled, the odds are good you can find a student in training who can provide the service for a fraction of the cost that a professional would. Check out local cosmetology schools, dental schools, massage schools or any other service and ask if they offer discounted rates. You'll save money and the students will get some experience under their belts — you both win. But remember: You get what you pay for.