Would you be covered if a storm damaged your home or a guest sustained an injury on your property? There are many different types of homeowner's insurance, and deciding on the coverage, deductible and limits that are right for you can seem complicated at first glance. Allstate makes it easy with Homeowners Insurance Made Simple, a guide to protecting your home, your family and your possessions.
This brief video will help you feel more confident about getting homeowners insurance, from dwelling protection to guest medical protection, as well as deductibles and coverage limits.
Homeowner's insurance includes a variety of coverage types. Dwelling protection covers your home and attached structures, protecting them from a range of perils like theft, fire, falling objects and water damage from plumbing or water heaters. Personal property protection covers the loss of your belongings if they're stolen or damaged, whether they are inside or outside the home.
Allstate homeowner insurance policies also protect you in a variety of other ways. For example, reimbursement for the cost of a hotel and food if your home is too damaged to live in may already be included in your policy, as well as guest medical protection to pay for medical expenses if someone is injured in an accident on your property.
Learn more about the ins and outs of homeowner's insurance, including optional coverages and how to file a claim, ask your Allstate agent, or find one at Allstate.com.