Here’s another way you can get free fair trade chocolate this Valentine’s Day — This time just for lending $20 — which you’ll get back WITH INTEREST!

MicroPlace, a Kiva-like business that lets you to make microloans to the working poor AND get a one to three percent return on your investment, is offering a sweet deal called Invest With Your Heart - A Different Way to Show Love.” All you have to do is invest $20 or more at — and do it in honor of a loved one. The money you invest will stay your own loan, but the honoree will get a box of fair trade chocolate hearts from Divine Chocolate plus a gift card about microfinance.

So make your loan and eat your chocolate too -- and don’t forget about the two other ways you can score free fair trade chocolate this month!

Make microloan, get chocolate
Get free fair trade chocolate hearts this Valentine’s Day just for lending $20 to the working poor.