If you want to start saving for retirement or your children’s college expenses but are nervous about the ups and downs of the stock market, check out a new website and public education campaign from the U.S. Department of the Treasury – Ready.Save.Grow.

The site is designed to help Americans learn more about Treasury Department savings options, which now include digital savings bonds. Gone are the days of printed savings bonds; now you can log on to the Ready.Save.Grow website and purchase a digital savings bond in just a few minutes.

If you’re tight on money, don’t worry, it only takes $25 to get started. You also have the opportunity to automate your savings by setting up a regular direct deposit. One of the easiest ways to save money, in my opinion, is to set it and forget it. If the money is deposited directly into an investment account, in this case a TreasuryDirect account, you are never tempted to use it.

Savings opportunities with the Treasury Department go beyond EE Savings Bonds. Other options available include Treasury Bills, Treasury Notes, Treasury Inflation-Protected Securities (TIPS), Treasury Bonds and I Savings Bonds. All of these options can be purchased online with a TreasuryDirect account.

Treasury Department launches Ready.Save.Grow initiative
The public education campaign provides more information about safe saving opportunities.